How do I save money smartly as a teenager or college student?

As a student, I’ll assume you have no or minimal money.

But what you do have is time, brains, and a learning mindset. These are your strengths. Your saving and investing strategy has to align to this.

This means – developing skills and making plans.

Read. Do courses. Learn.

Take a small amount of money and test, experiment. Create accounts. Learn processes. Track performance. Test hypotheses. All of this is basis the courses you’ve done, books you’ve read, shows you’ve watched, and podcasts you’re following.

Make a plan for the next few years, set goals, and try it out.

Regularly. Some time each weekend. A focused review each month. Doing this activity can potentially earn you more money than the highest-paying job you can get, in the long run – treat it with the same level of respect and focus.

At the end, you will be ready… and able to start investing more money, now that you’re earning as well.